Register into CSU


Attach a copy of your Identity Card (ID) or Passport.

Attach two (2) passport size photos.

Pay a non-refundable Membership Fee of KSh 100 to the Co-operative Society of Ubricans.

Pay a non-refundable Registration Fee of KSh 500 for processing this registration.

Purchase a minimum of 50 Non-Withdrawable CSU Shares at KSh 20 per share.

Save at least KSh 1000 every month.

For the US dollar account, one pays $60 registration fee

Then one should be saving $100 every month

Terms and Conditions

Use CAPITAL LETTERS to complete the Application Form throughout.

Submit monthly savings regularly. Failure to submit monthly savings for three consecutive months will lead to suspension.

If suspended, pay KES 300 fine readmission fee.

Completely cease to be a member of the society for not saving for six (6) consecutive months.

Nominate in writing at least one person to whom, upon your death, your shares, money, deposits, interest or dividends shall be transferred or paid out.

Your nominee must provide irrefutable proof of your death to receive your shares, money, deposits, interest or dividends.

Give a 60-day notice if you wish to withdraw from Society.

You could withdraw from Society by selling or transferring your Shares (except the 50 Non-Withdrawable Cooperative Shares).

Upon withdrawal, Society will reimburse any monies due to you after deducting any liabilities to the Society as a borrower, guarantor, endorser or otherwise.

Pay KSh. 500 readmission fee, if you wish to return after withdrawal from Society.

Comply with all the By-Laws, Policies and Procedures of the Society.

Membership could be ceased by:



Voluntary withdrawal


Benefits of joining the CSU

Membership enables you to become part of the Co-operative Society of Ubricans

Become a member of a vast network of people co-operating to improve their wealth, by creating common market for each other

Get to be involved with Ubrica and be part of its amazing work

Kenya shillings account you get to have a bronze membership

Dollar account you get to have a platinum membership

You will get alerts on our latest projects

You get a secure, fast, trusted and convenient platform of saving your money

You can save money over a long period of time until your needs arise

You are able to access loans a lot easier compared to other financial organizations

As a member you are entitled to getting a loan that is worth three times the value of your deposits

The interest charged on the loans is much than other financials organizations with similar services

You as an CSU member co-own the CSU hence entitled to good dividend rates which are declared annually after audit

Due to its favorable dividend rates CSU is best when it comes to retirement saving plans