Terms and Conditions

Thank you for visiting us. Before you go further it is important that you read and understand the terms and conditions for using our websites and mobile applications.


These conditions become effective when you access the sites and applications for the first time and constitute a binding agreement between us (“Inukeni SACCO”) and yourself, which will always prevail. The current version of these conditions will govern our respective rights and obligations each time you access our sites and applications.

Nature of information on the site

All information on our sites and applications is only intended to provide you with general information about us, our products, services and objectives. Nothing on this site should be treated as an offer but merely as an invitation to do business with us. All information is provided “as is” and should not be treated as professional or investment advice of any kind. You should consult your own professional advisors before relying on any information on this site.\

Your privacy and security

Your right to privacy and security is very important to us. We treat personal information obtained through the use of our sites and applications as private and confidential.

Amendments to these conditions

We may amend these conditions from time to time. By accessing our sites and applications you are bound to the version of the conditions published here at the time of any visit to our sites and applications. You agree to view the current version each time you access our sites and applications.

Linked third party sites

Our sites and applications may contain links to other websites with information and material produced by other parties. While we try to provide links only to reputable websites, we cannot accept responsibility or liability for the information provided on other websites. A link from our site to any other website does not mean that we have scrutinized or endorsed the owners or administrators of the websites or their business or security practices and operations.

Our intellectual property

We retain all copyright and other intellectual property rights in all material, including logos and other graphics and multimedia works published on or via our sites and applications. You are authorized to view and download one copy to a local hard drive or disk, print and make copies of such printouts, provided that any reproduction of our proprietary material from our sites and applications or portion of it must include our copyright notice in its entirety. The logos and trademarks shown on our sites and applications are our registered and unregistered trademarks or that of third parties. Nothing on this site should be construed as granting any license or right to use any trademark without our prior written permission and/or that of third parties, as the case may be. You may not, without our prior written permission, use our intellectual property or that of third parties for any other purposes. Irrespective of the existence of copyright, you acknowledge that we are the proprietor of all material on the site, whether it constitutes confidential information or not, and that you have no right, title or interest in any such material.

Termination, suspension and limitation

We may modify, suspend or discontinue our sites and applications, whether temporarily or permanently, without notice. We may also impose limits or conditions on the right to certain services, features or functions and we may restrict access to parts of or all of the services on our sites and applications.

No warranties or representations

We do not warrant that our sites and applications will be error-free or will meet any particular criteria of accuracy, completeness or reliability of information, performance or quality.

General provisions

Headings of the clauses in the conditions are provided for convenience and ease of reference only and will not be used to interpret, modify or amplify the terms of the conditions.

No failure or delay by us to exercise any of our rights will be construed as a waiver of any such right, whether this is done expressly or implied, nor will it affect the validity of any part these conditions or prejudice our right to take subsequent action against you.

If any of these terms, conditions or provisions are held to be invalid, unlawful or unenforceable; the term, condition or provision will be deleted from the remaining terms, conditions and provisions which will continue to be valid to the full extent permitted by law.

If you have any questions or do not understand anything in these conditions, please send an email to info@ inukenisacco.co.ke and we will respond to you as soon as possible.